Ultimate Luxury Homes

What to check before buying a property in Delhi NCR?

Buying property in Delhi NCR can be a great investment—but it also comes with risks if proper checks are not done. Here’s a comprehensive checklist of what to check before buying a property in Delhi NCR, whether it's residential or commercial

What to check before buying a property in Delhi NCR?

Published on July 16, 2025

✅ Legal & Ownership Verification

  1. Title Deed

    • Ensure the seller has a clear title (ownership) of the property.

    • Get the deed verified by a property lawyer.

  2. Chain of Title Documents

    • Check the ownership history of the property to ensure it has changed hands legally.

  3. Encumbrance Certificate

    • Confirms that the property is free from any legal dues or mortgages.

  4. Sale Agreement & Registry

    • Review the draft agreement and ensure the sale deed will be registered at the sub-registrar office.

  5. Power of Attorney (if applicable)

    • If the seller is acting on behalf of someone, verify that they have a legal and registered POA.

📜 Property Approvals & Documentation

  1. RERA Registration

    • For new or under-construction properties, ensure it's registered on https://rera.delhi.gov.in or corresponding RERA portals for Gurgaon/Noida/Ghaziabad.

  2. Land Use Certificate

    • Verify that the land is zoned for residential/commercial use as applicable.

  3. Building Plan Approval

    • The layout plan should be sanctioned by local development authority (DDA, Noida Authority, GNIDA, HUDA, etc.)

  4. Completion Certificate (CC)

    • For ready-to-move-in properties, this certifies that construction is as per approved plan.

  5. Occupancy Certificate (OC)

  • Indicates the building is fit for habitation and has been inspected by civic authorities.

💸 Financial Checks

  1. Home Loan Eligibility

  • Get pre-approval and confirm that major banks/NBFCs approve loans for this project.

  1. Pending Dues

  • Check for pending utility bills, maintenance charges, or property taxes.

  1. Stamp Duty & Registration Charges

  • Understand the applicable stamp duty and registration cost in that area (generally 5-7% in Delhi NCR).

📍 Locality & Project Checks

  1. Developer Reputation

  • Research previous projects, delivery timelines, legal disputes (if any), and RERA complaints.

  1. Resale & Rental Potential

  • Study trends in property appreciation, demand for rental, and nearby commercial/transport hubs.

  1. Civic Infrastructure

  • Availability of roads, water supply, drainage, electricity, schools, hospitals, and public transport.

  1. Possession Timeline

  • For under-construction projects, verify the expected handover date and delay clauses.

  1. Society Rules (if applicable)

  • Check bye-laws, pet policies, visitor rules, and transfer charges in case of resale.

🛠️ Physical Inspection

  1. Structural Quality

  • Assess construction quality, finishing, ventilation, and design. Get an engineer if unsure.

  1. Parking Allotment

  • Confirm if parking is included in cost or charged separately. Check allocation process.

  1. Vaastu/Feng Shui (optional)

  • If you're inclined, assess orientation and energy flow of the property.

🔒 Security & Safety

  1. Fire Safety

  • Ensure fire NOC is available and fire-fighting systems are installed.

  1. Security Measures

  • Check for CCTV surveillance, intercom, guards, gated access.

  1. Natural Disaster Zone Check

  • Parts of Delhi NCR fall under Seismic Zone IV – consider earthquake resistance.